Every recorded number in the tour resolves to an entry below — amount, observation date, definition, original inputs and the publisher's location. All of them were read from edition 2026-09-14-v1, and a later edition of the same source is a different claim with a different page. See also methodology and corrections.
The historical interludes keep a separate register, at a brief history of getting carried away. Index levels, unit prices, percentage changes and spending plans are not amounts owed, and none of them is an input to any total on this page. The two registers are deliberately not merged.
Download the figures
Every record on this page as one table: amount, unit, date, scope, how it was derived, and each source's title, address and status date. Edition 2026-09-14-v1.
Figures belong to the publishers named in each row; follow each source's own terms. Planet IOU's selection, labels, definitions and notes are CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). Attribution: Planet IOU, by Jonathan Reed. The historical interludes are not in these files.
Each entry below is a name, an amount and a date. Open the name for the definition, what the number does not measure, the calculation and the publisher. Every publisher is also in the register at the foot of this page.
Household credit, population and derived per-resident means
Recorded loans and debt securities of households and nonprofit institutions serving households (NPISH), break-adjusted, expressed in US dollars at quarter-end.
As published
1,797.864 USD billions (normalized ×1000000000)
What it does not measure
Informal or unrecorded debts, obligations outside financial-institution records, or any particular family's actual bill.
Caveat
Quarter-end recorded loans and debt securities of households and nonprofit institutions serving households, break-adjusted. The BIS series is already expressed in US dollars and is not converted again. Informal and unrecorded obligations are outside it.
Source
India, household and NPISH creditBIS via FRED. Q4 2025 observation; billions of USD; end of quarter; break-adjusted; not seasonally adjusted.
Total midyear population — every resident of the country, including children and people who never borrow.
As published
1,463,865,525 persons (normalized ×1)
What it does not measure
Adults only, borrowers only, citizens only, or households as units.
Caveat
Every resident at midyear 2025, children and people who never borrow included. Not adults only, not borrowers only, not citizens only, and not homes counted as units. The source's own population-definition exceptions apply.
Source
India, total populationWorld Bank WDI via FRED. 2025 observation; persons; midyear de facto resident-population estimate.
The median person's debt, a typical borrower's balance, or an amount anyone actually owes.
Caveat
Year-end recorded credit divided by midyear population — a mean spread across all residents. Not a median, not what any one person owes, and not a bill anyone receives. The comparison deliberately pairs a year-end numerator with a midyear denominator.
Source
India, household and NPISH creditBIS via FRED. Q4 2025 observation; billions of USD; end of quarter; break-adjusted; not seasonally adjusted.
India, total populationWorld Bank WDI via FRED. 2025 observation; persons; midyear de facto resident-population estimate.
Recorded loans and debt securities of households and nonprofit institutions serving households (NPISH), break-adjusted, expressed in US dollars at quarter-end.
As published
341.534 USD billions (normalized ×1000000000)
What it does not measure
Informal or unrecorded debts, obligations outside financial-institution records, or any particular family's actual bill.
Caveat
Quarter-end recorded loans and debt securities of households and nonprofit institutions serving households, break-adjusted. The BIS series is already expressed in US dollars and is not converted again. Informal and unrecorded obligations are outside it.
Source
Mexico, household and NPISH creditBIS via FRED. Q4 2025 observation; billions of USD; end of quarter; break-adjusted; not seasonally adjusted.
Total midyear population — every resident of the country, including children and people who never borrow.
As published
131,946,900 persons (normalized ×1)
What it does not measure
Adults only, borrowers only, citizens only, or households as units.
Caveat
Every resident at midyear 2025, children and people who never borrow included. Not adults only, not borrowers only, not citizens only, and not homes counted as units. The source's own population-definition exceptions apply.
Source
Mexico, total populationWorld Bank WDI via FRED. 2025 observation; persons; midyear de facto resident-population estimate.
The median person's debt, a typical borrower's balance, or an amount anyone actually owes.
Caveat
Year-end recorded credit divided by midyear population — a mean spread across all residents. Not a median, not what any one person owes, and not a bill anyone receives. The comparison deliberately pairs a year-end numerator with a midyear denominator.
Source
Mexico, household and NPISH creditBIS via FRED. Q4 2025 observation; billions of USD; end of quarter; break-adjusted; not seasonally adjusted.
Mexico, total populationWorld Bank WDI via FRED. 2025 observation; persons; midyear de facto resident-population estimate.
Recorded loans and debt securities of households and nonprofit institutions serving households (NPISH), break-adjusted, expressed in US dollars at quarter-end.
As published
2,572.043 USD billions (normalized ×1000000000)
What it does not measure
Informal or unrecorded debts, obligations outside financial-institution records, or any particular family's actual bill.
Caveat
Quarter-end recorded loans and debt securities of households and nonprofit institutions serving households, break-adjusted. The BIS series is already expressed in US dollars and is not converted again. Informal and unrecorded obligations are outside it.
Source
Germany, household and NPISH creditBIS via FRED. Q4 2025 observation; billions of USD; end of quarter; break-adjusted; not seasonally adjusted.
Total midyear population — every resident of the country, including children and people who never borrow.
As published
83,491,249 persons (normalized ×1)
What it does not measure
Adults only, borrowers only, citizens only, or households as units.
Caveat
Every resident at midyear 2025, children and people who never borrow included. Not adults only, not borrowers only, not citizens only, and not homes counted as units. The source's own population-definition exceptions apply.
Source
Germany, total populationWorld Bank WDI via FRED. 2025 observation; persons; midyear de facto resident-population estimate.
The median person's debt, a typical borrower's balance, or an amount anyone actually owes.
Caveat
Year-end recorded credit divided by midyear population — a mean spread across all residents. Not a median, not what any one person owes, and not a bill anyone receives. The comparison deliberately pairs a year-end numerator with a midyear denominator.
Source
Germany, household and NPISH creditBIS via FRED. Q4 2025 observation; billions of USD; end of quarter; break-adjusted; not seasonally adjusted.
Germany, total populationWorld Bank WDI via FRED. 2025 observation; persons; midyear de facto resident-population estimate.
Recorded loans and debt securities of households and nonprofit institutions serving households (NPISH), break-adjusted, expressed in US dollars at quarter-end.
As published
1,633.927 USD billions (normalized ×1000000000)
What it does not measure
Informal or unrecorded debts, obligations outside financial-institution records, or any particular family's actual bill.
Caveat
Quarter-end recorded loans and debt securities of households and nonprofit institutions serving households, break-adjusted. The BIS series is already expressed in US dollars and is not converted again. Informal and unrecorded obligations are outside it.
Total midyear population — every resident of the country, including children and people who never borrow.
As published
51,684,564 persons (normalized ×1)
What it does not measure
Adults only, borrowers only, citizens only, or households as units.
Caveat
Every resident at midyear 2025, children and people who never borrow included. Not adults only, not borrowers only, not citizens only, and not homes counted as units. The source's own population-definition exceptions apply.
The median person's debt, a typical borrower's balance, or an amount anyone actually owes.
Caveat
Year-end recorded credit divided by midyear population — a mean spread across all residents. Not a median, not what any one person owes, and not a bill anyone receives. The comparison deliberately pairs a year-end numerator with a midyear denominator.
Recorded loans and debt securities of households and nonprofit institutions serving households (NPISH), break-adjusted, expressed in US dollars at quarter-end.
As published
20,934.549 USD billions (normalized ×1000000000)
What it does not measure
Informal or unrecorded debts, obligations outside financial-institution records, or any particular family's actual bill.
Caveat
Quarter-end recorded loans and debt securities of households and nonprofit institutions serving households, break-adjusted. The BIS series is already expressed in US dollars and is not converted again. Informal and unrecorded obligations are outside it.
Total midyear population — every resident of the country, including children and people who never borrow.
As published
341,784,857 persons (normalized ×1)
What it does not measure
Adults only, borrowers only, citizens only, or households as units.
Caveat
Every resident at midyear 2025, children and people who never borrow included. Not adults only, not borrowers only, not citizens only, and not homes counted as units. The source's own population-definition exceptions apply.
Source
United States, total populationWorld Bank WDI via FRED. 2025 observation; persons; midyear de facto resident-population estimate.
The median person's debt, a typical borrower's balance, or an amount anyone actually owes.
Caveat
Year-end recorded credit divided by midyear population — a mean spread across all residents. Not a median, not what any one person owes, and not a bill anyone receives. The comparison deliberately pairs a year-end numerator with a midyear denominator.
Recorded loans and debt securities of households and nonprofit institutions serving households (NPISH), break-adjusted, expressed in US dollars at quarter-end.
As published
2,174.197 USD billions (normalized ×1000000000)
What it does not measure
Informal or unrecorded debts, obligations outside financial-institution records, or any particular family's actual bill.
Caveat
Quarter-end recorded loans and debt securities of households and nonprofit institutions serving households, break-adjusted. The BIS series is already expressed in US dollars and is not converted again. Informal and unrecorded obligations are outside it.
Total midyear population — every resident of the country, including children and people who never borrow.
As published
27,614,411 persons (normalized ×1)
What it does not measure
Adults only, borrowers only, citizens only, or households as units.
Caveat
Every resident at midyear 2025, children and people who never borrow included. Not adults only, not borrowers only, not citizens only, and not homes counted as units. The source's own population-definition exceptions apply.
Source
Australia, total populationWorld Bank WDI via FRED. 2025 observation; persons; midyear de facto resident-population estimate.
The median person's debt, a typical borrower's balance, or an amount anyone actually owes.
Caveat
Year-end recorded credit divided by midyear population — a mean spread across all residents. Not a median, not what any one person owes, and not a bill anyone receives. The comparison deliberately pairs a year-end numerator with a midyear denominator.
Recorded loans and debt securities of households and nonprofit institutions serving households (NPISH), break-adjusted, expressed in US dollars at quarter-end.
As published
1,346.050 USD billions (normalized ×1000000000)
What it does not measure
Informal or unrecorded debts, obligations outside financial-institution records, or any particular family's actual bill.
Caveat
Quarter-end recorded loans and debt securities of households and nonprofit institutions serving households, break-adjusted. The BIS series is already expressed in US dollars and is not converted again. Informal and unrecorded obligations are outside it.
Total midyear population — every resident of the country, including children and people who never borrow.
As published
9,092,436 persons (normalized ×1)
What it does not measure
Adults only, borrowers only, citizens only, or households as units.
Caveat
Every resident at midyear 2025, children and people who never borrow included. Not adults only, not borrowers only, not citizens only, and not homes counted as units. The source's own population-definition exceptions apply.
Source
Switzerland, total populationWorld Bank WDI via FRED. 2025 observation; persons; midyear de facto resident-population estimate.
The median person's debt, a typical borrower's balance, or an amount anyone actually owes.
Caveat
Year-end recorded credit divided by midyear population — a mean spread across all residents. Not a median, not what any one person owes, and not a bill anyone receives. The comparison deliberately pairs a year-end numerator with a midyear denominator.
Outstanding U.S. household balances by product category in the New York Fed Consumer Credit Panel for Q2 2026.
As published
13.117 USD trillions (normalized ×1000000000000)
What it does not measure
Interest costs, informal obligations, medical or buy-now-pay-later balances, or a single household's loan portfolio.
Caveat
National outstanding credit-report balances at June 30, 2026, not one household's loans. The New York Fed's method differs from the BIS series, so these pieces cannot be used to subdivide the BIS household aggregate.
Source
Q2 2026 household debt releaseFederal Reserve Bank of New York. Published August 11, 2026; balances June 30, 2026; six product rows and total.
Outstanding U.S. household balances by product category in the New York Fed Consumer Credit Panel for Q2 2026.
As published
0.459 USD trillions (normalized ×1000000000000)
What it does not measure
Interest costs, informal obligations, medical or buy-now-pay-later balances, or a single household's loan portfolio.
Caveat
National outstanding credit-report balances at June 30, 2026, not one household's loans. The New York Fed's method differs from the BIS series, so these pieces cannot be used to subdivide the BIS household aggregate.
Source
Q2 2026 household debt releaseFederal Reserve Bank of New York. Published August 11, 2026; balances June 30, 2026; six product rows and total.
Outstanding U.S. household balances by product category in the New York Fed Consumer Credit Panel for Q2 2026.
As published
1.651 USD trillions (normalized ×1000000000000)
What it does not measure
Interest costs, informal obligations, medical or buy-now-pay-later balances, or a single household's loan portfolio.
Caveat
National outstanding credit-report balances at June 30, 2026, not one household's loans. The New York Fed's method differs from the BIS series, so these pieces cannot be used to subdivide the BIS household aggregate. Outstanding student-loan balances in this dataset only — not tuition ever charged, annual disbursement, or all education spending in history.
Source
Q2 2026 household debt releaseFederal Reserve Bank of New York. Published August 11, 2026; balances June 30, 2026; six product rows and total.
Outstanding U.S. household balances by product category in the New York Fed Consumer Credit Panel for Q2 2026.
As published
1.713 USD trillions (normalized ×1000000000000)
What it does not measure
Interest costs, informal obligations, medical or buy-now-pay-later balances, or a single household's loan portfolio.
Caveat
National outstanding credit-report balances at June 30, 2026, not one household's loans. The New York Fed's method differs from the BIS series, so these pieces cannot be used to subdivide the BIS household aggregate.
Source
Q2 2026 household debt releaseFederal Reserve Bank of New York. Published August 11, 2026; balances June 30, 2026; six product rows and total.
Outstanding U.S. household balances by product category in the New York Fed Consumer Credit Panel for Q2 2026.
As published
1.263 USD trillions (normalized ×1000000000000)
What it does not measure
Interest costs, informal obligations, medical or buy-now-pay-later balances, or a single household's loan portfolio.
Caveat
National outstanding credit-report balances at June 30, 2026, not one household's loans. The New York Fed's method differs from the BIS series, so these pieces cannot be used to subdivide the BIS household aggregate. Aggregate outstanding balances are not necessarily overdue or accruing purchase interest.
Source
Q2 2026 household debt releaseFederal Reserve Bank of New York. Published August 11, 2026; balances June 30, 2026; six product rows and total.
Outstanding U.S. household balances by product category in the New York Fed Consumer Credit Panel for Q2 2026.
As published
0.568 USD trillions (normalized ×1000000000000)
What it does not measure
Interest costs, informal obligations, medical or buy-now-pay-later balances, or a single household's loan portfolio.
Caveat
National outstanding credit-report balances at June 30, 2026, not one household's loans. The New York Fed's method differs from the BIS series, so these pieces cannot be used to subdivide the BIS household aggregate. The publisher's own "other" label is kept rather than inventing its composition.
Source
Q2 2026 household debt releaseFederal Reserve Bank of New York. Published August 11, 2026; balances June 30, 2026; six product rows and total.
The New York Fed's own published total household debt balance for Q2 2026, which its six product categories reconcile to.
As published
18.771 USD trillions (normalized ×1000000000000)
What it does not measure
A partition of the BIS household series, every obligation a household has, or a seventh product category.
Caveat
The publisher's own reported total for the same release. The six product categories reconcile to it exactly at the published precision; the total is not a seventh component and is never overwritten to force agreement.
Source
Q2 2026 household debt releaseFederal Reserve Bank of New York. Published August 11, 2026; balances June 30, 2026; six product rows and total.
The ECB's end-of-period euro reference rate for 2025: US dollars per euro on December 31, 2025.
As published
1.1750 USD per EUR (normalized ×1)
What it does not measure
A purchasing-power or inflation adjustment, a rate on any other date, or a rate at which anyone transacted.
Caveat
The December 31, 2025 end-of-period reference rate, used exactly once to convert the Q4 2025 euro government amounts. A nominal conversion rate only — not an inflation or purchasing-power adjustment, and not a rate at which anyone transacted.
General-government consolidated gross debt at face value on the Maastricht definition, Q4 2025, as published in euro.
As published
10,035 EUR millions (normalized ×1000000)
What it does not measure
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
Consolidated general-government gross Maastricht debt at face value, Q4 2025, kept in the currency it was published in. Not market-value debt, not net debt, not central government alone, and not a debt-to-GDP ratio.
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
The published euro amount converted exactly once at the December 31, 2025 reference rate. A nominal conversion, not an inflation or purchasing-power adjustment; the extra decimal digits come from the rate and add no statistical precision.
General-government consolidated gross debt at face value on the Maastricht definition, Q4 2025, as published in euro.
As published
23,695 EUR millions (normalized ×1000000)
What it does not measure
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
Consolidated general-government gross Maastricht debt at face value, Q4 2025, kept in the currency it was published in. Not market-value debt, not net debt, not central government alone, and not a debt-to-GDP ratio.
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
The published euro amount converted exactly once at the December 31, 2025 reference rate. A nominal conversion, not an inflation or purchasing-power adjustment; the extra decimal digits come from the rate and add no statistical precision.
General-government consolidated gross debt at face value on the Maastricht definition, Q4 2025, as published in euro.
As published
209,895 EUR millions (normalized ×1000000)
What it does not measure
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
Consolidated general-government gross Maastricht debt at face value, Q4 2025, kept in the currency it was published in. Revised down from 209 902 million euro by Eurostat's release of 21 July 2026, which restates the same quarter; the earlier figure was faithful to the release cited at the time, and it is the source that moved. Not market-value debt, not net debt, not central government alone, and not a debt-to-GDP ratio.
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
The published euro amount converted exactly once at the December 31, 2025 reference rate. A nominal conversion, not an inflation or purchasing-power adjustment; the extra decimal digits come from the rate and add no statistical precision.
General-government consolidated gross debt at face value on the Maastricht definition, Q4 2025, as published in euro.
As published
362,925 EUR millions (normalized ×1000000)
What it does not measure
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
Consolidated general-government gross Maastricht debt at face value, Q4 2025, kept in the currency it was published in. Not market-value debt, not net debt, not central government alone, and not a debt-to-GDP ratio.
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
The published euro amount converted exactly once at the December 31, 2025 reference rate. A nominal conversion, not an inflation or purchasing-power adjustment; the extra decimal digits come from the rate and add no statistical precision.
General-government consolidated gross debt at face value on the Maastricht definition, Q4 2025, as published in euro.
As published
1,698,225 EUR millions (normalized ×1000000)
What it does not measure
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
Consolidated general-government gross Maastricht debt at face value, Q4 2025, kept in the currency it was published in. Not market-value debt, not net debt, not central government alone, and not a debt-to-GDP ratio.
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
The published euro amount converted exactly once at the December 31, 2025 reference rate. A nominal conversion, not an inflation or purchasing-power adjustment; the extra decimal digits come from the rate and add no statistical precision.
General-government consolidated gross debt at face value on the Maastricht definition, Q4 2025, as published in euro.
As published
2,838,239 EUR millions (normalized ×1000000)
What it does not measure
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
Consolidated general-government gross Maastricht debt at face value, Q4 2025, kept in the currency it was published in. Not market-value debt, not net debt, not central government alone, and not a debt-to-GDP ratio.
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
The published euro amount converted exactly once at the December 31, 2025 reference rate. A nominal conversion, not an inflation or purchasing-power adjustment; the extra decimal digits come from the rate and add no statistical precision.
General-government consolidated gross debt at face value on the Maastricht definition, Q4 2025, as published in euro.
As published
3,095,888 EUR millions (normalized ×1000000)
What it does not measure
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
Consolidated general-government gross Maastricht debt at face value, Q4 2025, kept in the currency it was published in. Not market-value debt, not net debt, not central government alone, and not a debt-to-GDP ratio.
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
The published euro amount converted exactly once at the December 31, 2025 reference rate. A nominal conversion, not an inflation or purchasing-power adjustment; the extra decimal digits come from the rate and add no statistical precision.
General-government consolidated gross debt at face value on the Maastricht definition, Q4 2025, as published in euro.
As published
3,460,465 EUR millions (normalized ×1000000)
What it does not measure
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
Consolidated general-government gross Maastricht debt at face value, Q4 2025, kept in the currency it was published in. Not market-value debt, not net debt, not central government alone, and not a debt-to-GDP ratio.
Market-value debt, net debt, central-government-only debt, external debt, or a debt-to-GDP ratio.
Caveat
The published euro amount converted exactly once at the December 31, 2025 reference rate. A nominal conversion, not an inflation or purchasing-power adjustment; the extra decimal digits come from the rate and add no statistical precision.
The issuer's own current portion of debt — amounts due within one year — as printed in that filing.
As published
4.565 USD billions (normalized ×1000000000)
What it does not measure
A comparable measure across issuers, or anything outside that one filing's perimeter.
Caveat
The current portion of Boeing's consolidated debt as printed in the same filing, kept only so that filing's own total reconciles. Not a measure comparable across issuers.
Source
Second-quarter 2026 resultsBoeing. July 28, 2026 release; June 30 debt and balance-sheet current/long-term rows; undrawn facilities.
Boeing's reported consolidated total debt at the stated date.
As published
45.900 USD billions (normalized ×1000000000)
What it does not measure
An industrial-segment-only figure, an all-time company record, or borrowing capacity that has not been drawn.
Caveat
Consolidated debt at June 30, 2026: 4.565 current plus 41.335 long-term in the same filing perimeter. Boeing's $10bn of undrawn facilities is borrowing capacity, not money already owed. A selected issuer-reported example, not an exhaustive or normalized corporate ranking; lease accounting and subsidiaries differ between issuers.
Source
Second-quarter 2026 resultsBoeing. July 28, 2026 release; June 30 debt and balance-sheet current/long-term rows; undrawn facilities.
AT&T's reported total debt at the stated date, before any cash subtraction.
As published
144.0 USD billions (normalized ×1000000000)
What it does not measure
Net debt, which subtracts cash and is a smaller, separately reported figure.
Caveat
Issuer total debt before any cash subtraction. AT&T separately reports $126.4bn of net debt, which subtracts $17.6bn of cash from this $144.0bn gross figure; cash and net debt are definition context for reading this number, never a debt claim of their own. A selected issuer-reported example, not an exhaustive or normalized corporate ranking; lease accounting and subsidiaries differ between issuers.
The issuer's own current portion of debt — amounts due within one year — as printed in that filing.
As published
21.783 USD billions (normalized ×1000000000)
What it does not measure
A comparable measure across issuers, or anything outside that one filing's perimeter.
Caveat
Verizon's debt due within one year as printed in the same exhibit, kept only so that exhibit's own total reconciles. Not a measure comparable across issuers.
Source
Q2 2026 SEC earnings exhibitVerizon. June 30, 2026: debt due within one year and long-term debt; separate unsecured-debt schedule.
Verizon's reported total debt at the stated date: amounts due within one year plus long-term debt.
As published
165.231 USD billions (normalized ×1000000000)
What it does not measure
The separately scheduled unsecured-debt amount, which excludes borrowing included in this total.
Caveat
Total debt at June 30, 2026: 21.783 due within one year plus 143.448 long-term. Verizon's separately scheduled $136.471bn unsecured amount excludes borrowing that is included in this total, so the two are not interchangeable. A selected issuer-reported example, not an exhaustive or normalized corporate ranking; lease accounting and subsidiaries differ between issuers.
Source
Q2 2026 SEC earnings exhibitVerizon. June 30, 2026: debt due within one year and long-term debt; separate unsecured-debt schedule.
Boeing's reported consolidated total debt at the stated date.
As published
63.6 USD billions (normalized ×1000000000)
What it does not measure
An industrial-segment-only figure, an all-time company record, or borrowing capacity that has not been drawn.
Caveat
Consolidated debt at December 31, 2020 as the January 27, 2021 release rounds it, in nominal dollars of that date. A dated snapshot: not the lifetime peak, never added to the current company, and not mixed with a more precise filing observation from a different source date.
A survey-based estimate of medical bills owed by U.S. adults at the end of 2021, stated as a lower bound.
As published
220 USD billions (normalized ×1000000000)
What it does not measure
A current balance, all healthcare spending, a credit-bureau total, or an amount that can be added to NY Fed household debt.
Caveat
A survey estimate of at least $220 billion owed at the end of 2021, drawn from 2022 SIPP responses about December 2021 bills. The lower-bound wording is part of the fact: the method excludes balances of $250 or less and caps very large reported values at $225,000 in its calculation. Not a current balance, not all healthcare spending, and never added to New York Fed household debt.
The USDA Economic Research Service forecast of farm-sector debt at year-end 2026, from the September 3, 2026 vintage.
As published
605.1 USD billions (normalized ×1000000000)
What it does not measure
Measured debt on any date, a probability interval, or a figure that survives the next forecast vintage.
Caveat
A forecast of farm-sector debt at year-end 2026 from the September 3, 2026 vintage, not measured debt on any date. Show it with a visible forecast label and no invented probability interval; a later vintage supersedes it.
The administrative federal student-loan portfolio the Department of Education reports it holds, through March 31, 2026.
As published
1.7 USD trillions (normalized ×1000000000000)
What it does not measure
Credit-report student balances, private student loans obtainable by subtraction, or tuition ever charged.
Caveat
About $1.7 trillion held in the administrative federal portfolio through March 31, 2026, across about 42.6 million recipients. The publisher labels that quarter FY2026 Q2, because its fiscal year opens on October 1; this record's id uses the calendar convention its siblings use, so the two names describe the same three months. The rounded published value is preserved rather than given manufactured precision. A different scope and date from the New York Fed credit-report series, so private loans cannot be derived by subtracting one from the other; recipients, accounts and credit-report borrowers are also different counts.
Source
Updated FSA Data Center reportsFederal Student Aid. June 23, 2026 announcement GENERAL-26-38; portfolio through March 31, 2026; $1.7tn and 42.6m recipients.
Interest paid on the federal debt during fiscal year 2025 — a flow of money over twelve months.
As published
1.2 USD trillions (normalized ×1000000000000)
What it does not measure
A debt balance, an addition to the debt, or another publisher's net-interest measure.
Caveat
About $1.2 trillion of interest paid during fiscal year 2025 — a flow of money across twelve months, not a debt stock, not an amount owed at any instant, and not an increment to the debt. It is not the same as net interest, and the measure it is most likely to be confused with is in the same audit: GAO reports interest expense on debt held by the public at about $1.0 trillion for the same year. Two figures, one report, different perimeters. It can never be a component of any total on this site.
U.S. federal gross debt at September 30, 2025 — debt held by the public plus intragovernmental holdings.
As published
37.6 USD trillions (normalized ×1000000000000)
What it does not measure
Consolidated general-government debt on the European perimeter, a current counter, or a ranking row.
Caveat
About $37.6 trillion of total federal debt outstanding at September 30, 2025 — debt held by the public plus intragovernmental holdings. That is GAO's own construction and GAO's own wording; "gross debt" appeared in an earlier version of this record and is not a term the cited audit uses. A visibly different borrower perimeter from the European consolidated general-government rows, not an identical-perimeter ranking row, and not a live counter for today.
Balances reported in the 2022 Survey of Consumer Finances by the families who hold each kind of debt — the middle balance and the average balance within that holding group, in 2022 dollars.
As published
2,700 USD, 2022 dollars (normalized ×1)
What it does not measure
All residents or all families, one consistent group of families across the three categories, a set of parts that may be added, or the composition of any per-resident average on this route.
Caveat
The middle balance among families who hold credit-card debt, from the 2022 Survey of Consumer Finances, in 2022 dollars. Half of those families owe less than this and half owe more. Not an amount per resident, and not a figure any family is billed. The three categories are three different groups of families, so these six figures are never added together and are never the composition of the per-resident average on this route.
Balances reported in the 2022 Survey of Consumer Finances by the families who hold each kind of debt — the middle balance and the average balance within that holding group, in 2022 dollars.
As published
6,100 USD, 2022 dollars (normalized ×1)
What it does not measure
All residents or all families, one consistent group of families across the three categories, a set of parts that may be added, or the composition of any per-resident average on this route.
Caveat
The average balance among families who hold credit-card debt, from the 2022 Survey of Consumer Finances, in 2022 dollars. A mean carries the largest balances inside it, which is why it sits well above the median of the very same group. Not an amount per resident, and not a figure any family is billed. The three categories are three different groups of families, so these six figures are never added together and are never the composition of the per-resident average on this route.
Balances reported in the 2022 Survey of Consumer Finances by the families who hold each kind of debt — the middle balance and the average balance within that holding group, in 2022 dollars.
As published
24,500 USD, 2022 dollars (normalized ×1)
What it does not measure
All residents or all families, one consistent group of families across the three categories, a set of parts that may be added, or the composition of any per-resident average on this route.
Caveat
$24,500 is the middle balance among families who hold student debt, from the 2022 Survey of Consumer Finances, in 2022 dollars. Table 4 publishes it exactly, as 24.5 thousand; an earlier version of this record rounded it to about $25,000 on the strength of the report's Overview, which says balances were hovering around that figure. The prose was approximate, the table was not, and the table is the source. Not an amount per resident, and not a figure any family is billed. The three categories are three different groups of families, so these six figures are never added together and are never the composition of the per-resident average on this route.
Balances reported in the 2022 Survey of Consumer Finances by the families who hold each kind of debt — the middle balance and the average balance within that holding group, in 2022 dollars.
As published
46,600 USD, 2022 dollars (normalized ×1)
What it does not measure
All residents or all families, one consistent group of families across the three categories, a set of parts that may be added, or the composition of any per-resident average on this route.
Caveat
$46,600 is the average balance among families who hold student debt, from the 2022 Survey of Consumer Finances, in 2022 dollars. Table 4 publishes it exactly, as 46.6 thousand. It was previously carried here rounded to about $47,000, which the source does not require. Not an amount per resident, and not a figure any family is billed. The three categories are three different groups of families, so these six figures are never added together and are never the composition of the per-resident average on this route.
Balances reported in the 2022 Survey of Consumer Finances by the families who hold each kind of debt — the middle balance and the average balance within that holding group, in 2022 dollars.
As published
155,600 USD, 2022 dollars (normalized ×1)
What it does not measure
All residents or all families, one consistent group of families across the three categories, a set of parts that may be added, or the composition of any per-resident average on this route.
Caveat
The middle balance of debt secured by the primary residence among families who hold such debt, from the 2022 Survey of Consumer Finances, in 2022 dollars. Families with no such debt — renters, and owners who owe nothing on the home — are outside this group entirely. Not an amount per resident, and not a figure any family is billed. The three categories are three different groups of families, so these six figures are never added together and are never the composition of the per-resident average on this route.
Balances reported in the 2022 Survey of Consumer Finances by the families who hold each kind of debt — the middle balance and the average balance within that holding group, in 2022 dollars.
As published
212,400 USD, 2022 dollars (normalized ×1)
What it does not measure
All residents or all families, one consistent group of families across the three categories, a set of parts that may be added, or the composition of any per-resident average on this route.
Caveat
The average balance of debt secured by the primary residence among families who hold such debt, from the 2022 Survey of Consumer Finances, in 2022 dollars. Families with no such debt are outside this group entirely. Not an amount per resident, and not a figure any family is billed. The three categories are three different groups of families, so these six figures are never added together and are never the composition of the per-resident average on this route.
The IMF's 2024 global debt benchmark split into public and private nonfinancial components.
As published
99.2 USD trillions (normalized ×1000000000000)
What it does not measure
A live 2026 total, financial-sector liabilities, or a household/business sub-split.
Caveat
One of the two supported sectors in the IMF's 2024 global benchmark. A preserved dated 2024 benchmark, not a live total and not a claim to have measured every obligation on Earth. Financial-sector debt and informal obligations are outside it.
The IMF's 2024 global debt benchmark split into public and private nonfinancial components.
As published
151.8 USD trillions (normalized ×1000000000000)
What it does not measure
A live 2026 total, financial-sector liabilities, or a household/business sub-split.
Caveat
The other supported sector in the IMF's 2024 global benchmark. Households and companies both sit inside it and no split between them is approved. A preserved dated 2024 benchmark, not a live total and not a claim to have measured every obligation on Earth. Financial-sector debt and informal obligations are outside it.
The IMF's 2024 global debt benchmark split into public and private nonfinancial components.
As published
251.0 USD trillions (normalized ×1000000000000)
What it does not measure
A live 2026 total, financial-sector liabilities, or a household/business sub-split.
Caveat
The IMF's own defined combined total for 2024, which its two supported sectors reconcile to exactly. A preserved dated 2024 benchmark, not a live total and not a claim to have measured every obligation on Earth. Financial-sector debt and informal obligations are outside it.
Each entry shows the date its status was set and what that status is. "Retrieved again" means we fetched the publisher's current page on that date. "An earlier review stands" means a previous check carries forward and nothing was fetched again. Neither is an independent statistical audit.
India, household and NPISH creditBIS via FRED; Q4 2025, end of quarter.Status as of 2026-09-13. Retrieved again from the publisher on that date. The publisher already gives the series in U.S. dollars, so we use the dollar figures as published, with no conversion of our own. BIS terms and provenance stay with the series.
India, total populationWorld Bank WDI via FRED; 2025 midyear estimate.Status as of 2026-09-13. Retrieved again from the publisher on that date. The count is total resident population, not adults, citizens, households or borrowers. The source's own notes list exceptions to its definition.
Mexico, household and NPISH creditBIS via FRED; Q4 2025, end of quarter.Status as of 2026-09-13. Retrieved again from the publisher on that date. The publisher already gives the series in U.S. dollars, so we use the dollar figures as published, with no conversion of our own. BIS terms and provenance stay with the series.
Mexico, total populationWorld Bank WDI via FRED; 2025 midyear estimate.Status as of 2026-09-13. Retrieved again from the publisher on that date. The count is total resident population, not adults, citizens, households or borrowers. The source's own notes list exceptions to its definition.
Germany, household and NPISH creditBIS via FRED; Q4 2025, end of quarter.Status as of 2026-09-13. Retrieved again from the publisher on that date. The publisher already gives the series in U.S. dollars, so we use the dollar figures as published, with no conversion of our own. BIS terms and provenance stay with the series.
Germany, total populationWorld Bank WDI via FRED; 2025 midyear estimate.Status as of 2026-09-13. Retrieved again from the publisher on that date. The count is total resident population, not adults, citizens, households or borrowers. The source's own notes list exceptions to its definition.
Republic of Korea, household and NPISH creditBIS via FRED; Q4 2025, end of quarter.Status as of 2026-09-13. Retrieved again from the publisher on that date. The publisher already gives the series in U.S. dollars, so we use the dollar figures as published, with no conversion of our own. BIS terms and provenance stay with the series.
Republic of Korea, total populationWorld Bank WDI via FRED; 2025 midyear estimate.Status as of 2026-09-13. Retrieved again from the publisher on that date. The count is total resident population, not adults, citizens, households or borrowers. The source's own notes list exceptions to its definition.
United States, household and NPISH creditBIS via FRED; Q4 2025, end of quarter.Status as of 2026-09-13. Retrieved again from the publisher on that date. The publisher already gives the series in U.S. dollars, so we use the dollar figures as published, with no conversion of our own. BIS terms and provenance stay with the series.
United States, total populationWorld Bank WDI via FRED; 2025 midyear estimate.Status as of 2026-09-13. Retrieved again from the publisher on that date. The count is total resident population, not adults, citizens, households or borrowers. The source's own notes list exceptions to its definition.
Australia, household and NPISH creditBIS via FRED; Q4 2025, end of quarter.Status as of 2026-09-13. Retrieved again from the publisher on that date. The publisher already gives the series in U.S. dollars, so we use the dollar figures as published, with no conversion of our own. BIS terms and provenance stay with the series.
Australia, total populationWorld Bank WDI via FRED; 2025 midyear estimate.Status as of 2026-09-13. Retrieved again from the publisher on that date. The count is total resident population, not adults, citizens, households or borrowers. The source's own notes list exceptions to its definition.
Switzerland, household and NPISH creditBIS via FRED; Q4 2025, end of quarter.Status as of 2026-09-13. Retrieved again from the publisher on that date. The publisher already gives the series in U.S. dollars, so we use the dollar figures as published, with no conversion of our own. BIS terms and provenance stay with the series.
Switzerland, total populationWorld Bank WDI via FRED; 2025 midyear estimate.Status as of 2026-09-13. Retrieved again from the publisher on that date. The count is total resident population, not adults, citizens, households or borrowers. The source's own notes list exceptions to its definition.
Q2 2026 household debt releaseFederal Reserve Bank of New York; Balances June 30, 2026; published August 11, 2026.Status as of 2026-09-13. Retrieved again from the publisher on that date.
Consumer Credit Panel backgroundNew York Fed; Methodology background; no publication date recorded.Status as of 2026-09-13. An earlier review stands; nothing was fetched again. The panel's components are not used to split up a BIS household total.
Government debt, fourth quarter 2025Eurostat; Q4 2025; released April 22, 2026.Status as of 2026-09-13. Retrieved again from the publisher on that date. The figure is general-government consolidated gross debt at face value (the Maastricht definition), kept in euros as published. An older address on the publisher's site, /en/web/products-euro-indicators/, is an equivalent reference.
2025 end-of-period USD per EUR reference rateECB; 2025 annual end-of-period observation; updated December 31, 2025.Status as of 2026-09-13. Only partly retrieved. The publisher's page returned a server error on that date, but the ECB's indexed result confirms the rate of 1.1750, and a companion notice is in the Official Journal of the European Union (eur-lex.europa.eu/eli/C/2026/44). We keep that rate.
Second-quarter 2026 resultsBoeing; June 30, 2026; released July 28, 2026.Status as of 2026-09-13. Retrieved again from the publisher on that date.
Second-quarter 2026 resultsAT&T; June 30, 2026.Status as of 2026-09-13. Retrieved again from the publisher on that date.
Q2 2026 SEC earnings exhibitVerizon; June 30, 2026.Status as of 2026-09-13. Retrieved again from the publisher on that date.
Fourth-quarter and full-year 2020 resultsBoeing; December 31, 2020; released January 27, 2021.Status as of 2026-09-13. An earlier review stands; nothing was fetched again. The figure is the release's own rounded number for the end of 2020. It is not offered as the most Boeing has ever owed.
Changes in U.S. Family Finances, 2019–2022Federal Reserve; 2022 survey year, in 2022 dollars; report published October 2023.Status as of 2026-09-13. An earlier review stands; nothing was fetched again.
The burden of medical debt in the United StatesPeterson–KFF; End-2021 balances; analysis published February 12, 2024.Status as of 2026-09-13. Retrieved again from the publisher on that date. The figure is a floor: at least $220 billion. The method leaves out balances of $250 or less and limits extreme reported values. It is the publisher's own analysis, not a current credit-bureau total.
Farm-sector assets, debt, and wealthUSDA ERS; Year-end 2026 forecast; September 3, 2026 vintage.Status as of 2026-09-13. Retrieved again from the publisher on that date. The page is updated in place, so the vintage (the release date) matters as much as the link.
Updated FSA Data Center reportsFederal Student Aid; Portfolio through March 31, 2026; announced June 23, 2026.Status as of 2026-09-13. Retrieved again from the publisher on that date. This is the federal government's own administrative portfolio. Its date and coverage differ from the New York Fed's second-quarter 2026 figures.
FY2025 and FY2024 Schedules of Federal Debt auditGAO; Fiscal year 2025; report issued January 20, 2026.Status as of 2026-09-13. Retrieved again from the publisher on that date. Federal gross debt counts debt held by the public and debt the government owes to its own accounts, so it is not consolidated general-government debt. The interest figure is a year's payments, not an addition to the debt.
IMF Global Debt DatabaseIMF; Public and private nonfinancial debt framework; selected historical edition.Status as of 2026-09-13. An earlier review stands; nothing was fetched again. This is the historical edition we chose, dated, not a live counter of the world's debt.
Money in the modern economy, an introductionBank of England; 2014 Quarterly Bulletin Q1 article; a conceptual explanation, not a recorded amount.Status as of 2026-09-13. An earlier review stands; nothing was fetched again. It is a conceptual source. It does not show that all debts are worth the same, can be netted against each other, do no harm, or are held by the same people.