Credit-card debt, mean for families who hold it
$6,100
2022 · claim SCF-CARD-MEAN-2022 · edition 2026-09-14-v1
- Exact value
- 6,100 USD
- What this measures
- Balances reported in the 2022 Survey of Consumer Finances by the families who hold each kind of debt — the middle balance and the average balance within that holding group, in 2022 dollars.
- What it does not measure
- All residents or all families, one consistent group of families across the three categories, a set of parts that may be added, or the composition of any per-resident average on this route.
- As published
- 6,100 USD, 2022 dollars (normalized ×1 to reach the exact value above)
- Caveat
- The average balance among families who hold credit-card debt, from the 2022 Survey of Consumer Finances, in 2022 dollars. A mean carries the largest balances inside it, which is why it sits well above the median of the very same group. Not an amount per resident, and not a figure any family is billed. The three categories are three different groups of families, so these six figures are never added together and are never the composition of the per-resident average on this route.
- Display step
- 100 — the precision this figure is shown at
- Review status
- Recorded against the publisher's own cited location. The source's consolidation status below says whether that page was retrieved during consolidation or an earlier review was preserved.
Publisher
- Changes in U.S. Family Finances, 2019–2022
Federal Reserve. October 2023 report; 2022 Survey of Consumer Finances; conditional family debt mean/median figures.
2022 survey year, in 2022 dollars; report published October 2023. Status as of 2026-09-13.
An earlier review stands; nothing was fetched again.
Cite this figure
Credit-card debt, mean for families who hold it, $6,100, 2022. Federal Reserve, Changes in U.S. Family Finances, 2019–2022, status as of 2026-09-13. Planet IOU, edition 2026-09-14-v1, https://planetiou.jonathanrreed.com/sources/SCF-CARD-MEAN-2022/
This claim is a dated observation, not a live figure. It is never updated in place: a newer reading is a new edition with its own page. See methodology for how amounts are normalized and corrections for anything that has changed.