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Australia: recorded household credit per resident

$78,700

2025 · claim HH-AU-2025-PC · edition 2026-09-14-v1

Exact value
78,734.14356004189261903866064715267691207 USD per resident
Perimeter

Recorded credit to households and the nonprofits grouped with them, divided by all residents, including children and people without borrowing. End-2025 credit is paired with a midyear population estimate, so the result is approximate. It is not a typical borrower's balance.

What this measures
Year-end recorded household-sector credit divided by midyear total population — a derived mean per resident.
What it does not measure
The median person's debt, a typical borrower's balance, or an amount anyone actually owes.
Calculation

Divides:

Caveat
Year-end recorded credit divided by midyear population — a mean spread across all residents. Not a median, not what any one person owes, and not a bill anyone receives. The comparison deliberately pairs a year-end numerator with a midyear denominator.
Display step
100 — the precision this figure is shown at
Review status
Computed from the claims listed under Calculation; no separate publication of its own.

Publisher

  • Australia, household and NPISH credit

    BIS via FRED. Q4 2025 observation; billions of USD; end of quarter; break-adjusted; not seasonally adjusted.

    Q4 2025, end of quarter. Status as of 2026-09-13.

    Retrieved again from the publisher on that date. The publisher already gives the series in U.S. dollars, so we use the dollar figures as published, with no conversion of our own. BIS terms and provenance stay with the series.

  • Australia, total population

    World Bank WDI via FRED. 2025 observation; persons; midyear de facto resident-population estimate.

    2025 midyear estimate. Status as of 2026-09-13.

    Retrieved again from the publisher on that date. The count is total resident population, not adults, citizens, households or borrowers. The source's own notes list exceptions to its definition.

Cite this figure

Australia: recorded household credit per resident, $78,700, 2025. BIS via FRED, Australia, household and NPISH credit, status as of 2026-09-13. World Bank WDI via FRED, Australia, total population, status as of 2026-09-13. Planet IOU, edition 2026-09-14-v1, https://planetiou.jonathanrreed.com/sources/HH-AU-2025-PC/

This claim is a dated observation, not a live figure. It is never updated in place: a newer reading is a new edition with its own page. See methodology for how amounts are normalized and corrections for anything that has changed.