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Student debt, mean for families who hold it

$46,600

2022 · claim SCF-STUDENT-MEAN-2022 · edition 2026-09-14-v1

Exact value

46,600 USD

What this measures

Balances reported in the 2022 Survey of Consumer Finances by the families who hold each kind of debt — the middle balance and the average balance within that holding group, in 2022 dollars.

What it does not measure

All residents or all families, one consistent group of families across the three categories, a set of parts that may be added, or the composition of any per-resident average on this route.

As published

46,600 USD, 2022 dollars (normalized ×1 to reach the exact value above)

Caveat

$46,600 is the average balance among families who hold student debt, from the 2022 Survey of Consumer Finances, in 2022 dollars. Table 4 publishes it exactly, as 46.6 thousand. It was previously carried here rounded to about $47,000, which the source does not require. Not an amount per resident, and not a figure any family is billed. The three categories are three different groups of families, so these six figures are never added together and are never the composition of the per-resident average on this route.

Display step

100 — the precision this figure is shown at

Review status

Recorded against the publisher's own cited location. The source's consolidation status below says whether that page was retrieved during consolidation or an earlier review was preserved.

This claim is a dated observation, not a live figure. It is never updated in place: a newer reading is a new edition with its own page. See methodology for how amounts are normalized and corrections for anything that has changed.