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U.S. household debt total

$18.771 trillion

2026-06-30 · claim US-HOUSEHOLD-2026Q2 · edition 2026-09-14-v1

Exact value
18,771,000,000,000 USD
Perimeter

National outstanding credit-report balances under the New York Fed framework. These categories share a date and can be assembled into their reported total. They are not the components of the different BIS U.S. household figure.

What this measures
The New York Fed's own published total household debt balance for Q2 2026, which its six product categories reconcile to.
What it does not measure
A partition of the BIS household series, every obligation a household has, or a seventh product category.
As published
18.771 USD trillions (normalized ×1000000000000 to reach the exact value above)
Caveat
The publisher's own reported total for the same release. The six product categories reconcile to it exactly at the published precision; the total is not a seventh component and is never overwritten to force agreement.
Display step
1,000,000,000 — the precision this figure is shown at
Review status
Recorded against the publisher's own cited location. The source's consolidation status below says whether that page was retrieved during consolidation or an earlier review was preserved.

Publisher

  • Q2 2026 household debt release

    Federal Reserve Bank of New York. Published August 11, 2026; balances June 30, 2026; six product rows and total.

    Balances June 30, 2026; published August 11, 2026. Status as of 2026-09-13.

    Retrieved again from the publisher on that date.

  • Consumer Credit Panel background

    New York Fed. Credit-report-based household-debt framework.

    Methodology background; no publication date recorded. Status as of 2026-09-13.

    An earlier review stands; nothing was fetched again. The panel's components are not used to split up a BIS household total.

Cite this figure

U.S. household debt total, $18.771 trillion, 2026-06-30. Federal Reserve Bank of New York, Q2 2026 household debt release, status as of 2026-09-13. New York Fed, Consumer Credit Panel background, status as of 2026-09-13. Planet IOU, edition 2026-09-14-v1, https://planetiou.jonathanrreed.com/sources/US-HOUSEHOLD-2026Q2/

This claim is a dated observation, not a live figure. It is never updated in place: a newer reading is a new edition with its own page. See methodology for how amounts are normalized and corrections for anything that has changed.